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Other Services

Internet Banking

Gain access to your accounts 24 hours a day 7 days a week with our NetTeller Internet Banking. NetTeller is easy to use and convenient for our customers who are on the go and cannot make it into their local branch during regular business hours. Take advantage of the many features it has to offer.  Sign up today and get started by contacting Krista Duncan at 573-581-6566.

  • Access your deposit and loan accounts
  • View your balances and transaction history
  • Transfer funds between accounts
  • View check images
  • View your e-statements
  • Setup balance alerts

Bill Pay

24-Hour iPay

With MBT 24 Hour Bill Pay, it's safe, fast, and easy to manage your finances on your terms. Now you can do everything you need to from home, work, or anywhere you have Internet access. Plus, you're not limited to business hours - MBT 24 Hour Bill Pay is open 24 hours a day, 7 days a week, 365 days a year.

With MBT 24 Hour Bill Pay, you can:

  • Receive, view, manage, and pay bills all at one convenient website
  • Set up e-mail alerts for electronic bill arrivals
  • Schedule automatic recurring payments
  • Review bill history and for some billers, payment posting information
  • Save money - no more stamps, envelopes, or checks to buy
  • MBT 24 Hour Bill Pay is FREE with unlimited usage to customers with Our Best Account.
  • Regular Checking, Free Checking, Super NOW Checking, and Student Checking accountholders will receive 10 FREE bill payments each billing cycle. There is a $1.00 fee per bill after 10 paid bills.

Frequently Asked Questions

What customers can use MBT iPay?

MBT 24 Hour Bill Pay is for all consumer and business accountholders.

Do I have to be an Internet Banking user to register for MBT 24 Hour iPay?

Yes. You have to be a registered MBT Internet Banking user to register for MBT 24 Hour Bill Pay.

What account can I use to pay my bills?

You can use any registered Martinsburg Bank and Trust personal account with unlimited check-writing privileges.

How much does it cost?

MBT 24 iPay is FREE with unlimited usage to customers with Our Best Account. Regular Checking, Free Checking, Super NOW Checking, and Student Checking accountholders will receive 10 FREE bill payments each billing cycle. There is a $1.00 fee per bill after 10 paid bills.

What is a billing cycle?

A billing cycle begins on the first day of each month and runs through the last day of each month. The billing cycle date may not be the same date as your checking account statement cycle.

Any fee you might incur will be charged to your checking account between the second and fifth day of each month.

Who can I pay?

MBT 24 Hour iPay allows you to pay almost anyone in the continental United States. The person or business you pay is identified as a "payee."

How is my payment sent to the payee?

Payments are sent either by electronic transfer or by a check issued by our bill payment provider iPay.

When are funds deducted from my account?

For all electronic bill payments, the funds are deducted the same day the bill processes. For check items, funds are deducted the day the check clears your account.

How do I enroll?

Log in to Internet Banking and select Bill Payment. Then simply follow the online instructions to setup your payment account and all of your billers.

MBT Mobile

Martinsburg Bank and Trust is now offering new mobile banking options to use with your iPhone or Android Smartphone. Many of the features of internet banking are now available on the new MBT MOBILE applications.

iPhone App

Simply go to the Apple App Store and search for 'Martinsburg Bank' and follow the installation instructions.

Android App

Simply search for 'Martinsburg Bank' in the Android Market (Google Play) and see the installation instructions.


If you use and love online banking, then e-statements are for you!  Notices that your e-statements are available will be sent to your email on the account’s cycle date.  If you currently receive statements around the middle of the month, your e-statements will come directly to you on that date each month. Your statements can then be downloaded into Quicken or saved in a file that you can access all year long.  No more asking for back statements or imaged items.  You will have access to them at your fingertips!

E-statements reduce postage costs, paper handling and storage. E-statements will send your statements in a consistent and timely manner.  No more waiting for the Postal Service.  Your e-statements can then be saved to a file that you can access at your leisure or download your statement into a Quicken program for easy reference. 

Also, a new feature to our on-line program is the ability to view the checks you have written as well as the items that make up your deposits.  For example:  If you deposited three checks, you will be able to view each of those checks that make up your deposit. You can also check endorsements and verify the check amount.

Each of these new enhancements have been added because of you, our customer.  When you offer suggestions…Martinsburg Bank and Trust listens.  We know you want to bank on your time…your way!  Please let us know what else we can do for you!

You can view your e-statements within your online banking or through our secure e-statement website.  Contact your local branch to setup e-statements today.

Telephone Banking

It's a fast and furious world we live in...between work and family and fun, we don't always have time to get to the bank. That's why MBT offers the most convenient banking services available, like telephone banking.

Using a touch-tone phone, you can:

  • Access all your accounts, including loans
  • Transfer funds from checking to savings
  • Verify balances
  • Verify the interest rate and interest earned year to date on your accounts
  • Verify all transactions on your account
  • Verify interest paid and earned at tax time

Call 1-888-410-0149