Visa Business Credit Card*

• Low APR
• No Annual Fee
• Flexible billing options – revolve or balance in full
• Online account access to view account information
• Visa Information Source Select – comprehensive online reporting
• Worldwide Acceptance at millions of merchants
• Auto Rental Insurance
• Travel & Emergency Assistance Services
• Purchase Security & Extended Protection
• Travel Accident Insurance

Visa Business Rewards Credit Card*

• Includes the same great options as the Visa Business Card
• Annual Fee - $50 per card
• One point for each dollar in purchases
• Redeem points for a seemingly endless selection of merchandise, gift cards, travel, event tickets or activities.  You can redeem points for a donation to selected charities or for credit to your account.
• Earn bonus points when shop at participating retailers – see www.rewards.umb.com and click on the Bonus Points tab for more details.
• No Monthly or annual point cap on the amount of points cardholders can earn

*This information about the above credit cards is accurate as of November 1, 2009. This information may have changed after that date. To find out what may have changed, call us at 800.821.5184.

Commercial Credit Cardholder Contact Information

Commercial Customer Service
Business – 888.494.5141

Cardholder Online Service
www.commercialcardcenter.com

Card Services Correspondence
928 Grand Boulevard, MS 1010506
Kansas City, MO 64106

Commercial Payment Address
P.O. Box 875852
Kansas City, MO  64187-5852

Points Redemption
www.rewards.umb.com
800.828.5357