To build a solid business, you need a solid foundation. Martinsburg Bank and Trust knows all about solidity. After all, we've been helping community businesses for over 111 years. When you need start-up capital, equipment leasing or money for expansion, talk to our loan officers. We'll give you the foundation you need to build a better business.

Account Receivable/Inventory
secured by your business's account receivable; specific or blanket loans available

Business Construction & Mortgage
for construction, purchase, or renovation of property

Equipment Financing
for equipment purchases financed up to 7 years

Small Business Administration
loans for small businesses, partially guaranteed by the U.S. Small Business Administration

Operating Line of Credit
secured, revolving line of credit for your business

Agricultural Equipment
financing of equipment for farming

Agricultural Real Estate
MBT long term loans secured by farmland

Agricultural Operating
short term financing for production expenses associated with row crops and livestock production

Ask about our competitive interest rates and flexible repayment terms tailored to your needs.